Mortgage Calculator

Should I Pay Points?

Discount points lower your rate for an up-front cost. Find out how long it takes for the monthly savings to pay for themselves.

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Break-even on points
61 months
Save $58/mo after paying $3,500
Cost of points$3,500
Payment before$2,270
Payment after$2,212
Monthly savings$58

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. Results are estimates and do not represent a loan approval, commitment, or guarantee of rate or terms.

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